(Woodbury, MN – Ideal Credit Union has launched a new Community Heroes Mortgage Program that offers eligible heroes a special 1% down payment option on a mortgage as a “thank you” for the good they do for our country and community.  
 
The Ideal Community Heroes Mortgage Program is available to applicants employed full or part-time in the following areas: Public or private educational institution, Fire Department, Federal, State or Local Government Law Enforcement Agency, Nursing (all designations), Active or former Military, EMTs and Paramedics. The mortgage is restricted to the primary residence (purchase only) and proof of current employment and/or former military service is required.  Full disclosures and terms will be provided during consultation with an Ideal Mortgage Loan Advisor. 
 
 “We wanted a way to thank our community heroes for their dedication to the wellbeing of others and in return help them with their home financing needs,” said Faith Tholkes, VP of Mortgage Lending Operations. “Through the Ideal Community Heroes Mortgage Program, we provide a meaningful way to give back to these brave, selfless individuals and help them to achieve their goal of homeownership.” 
 
Ideal Credit Union offers a full range of mortgage solutions to fit the needs of borrowers, including fixed rate, FHA/VA, adjustable rate, refinancing options and more. Ideal CU also offers the HomeAdvantage® program, an exclusive, free service that can help users search, buy, sell and save on their next home. HomeAdvantage provides the tools and expertise needed to find and finance a home, and offers an attractive a rebate program that enables home buyers to earn cash back at closing. Since its inception, the HomeAdvantage program has paid out over $240,000 in rebates to hundreds of Ideal CU members. The average rebate per transaction is $1,370. Members who have a mortgage loan with Ideal also can earn 
VIP+ status if they meet other qualifying criteria. Information on the VIP+ program can be found at idealcu.com.       
 
Founded in 1926, Ideal Credit Union is a member owned financial institution that is dedicated to providing financial services driven by a sincere and personal interest in the needs of our employees, members and community. Ideal CU offers a complete range of services, including a full suite of digital banking products, savings, checking, loans, mortgage products, exclusive VIP member payback, business services, investment services and more. Offices are located in Eagan, Hugo, Inver Grove Heights, North St. Paul, Stillwater and Woodbury. Visit idealcu.com for details and directions. Ideal has been voted “Best Credit Union in the East Metro” three years in a row by readers of the Stillwater Gazette and was named a 2018 Star Tribune Top 150 Workplace. Equal Housing Lender.